Questions? Feedback? powered by Olark live chat software Alliant Consumer Credit FCRA Privacy Policy

Alliant Cooperative Data Solutions, LLC (“Alliant”) is a consumer reporting agency that provides consumer reports to third parties for the purpose of credit risk assessment and/or other purposes as permitted by law. As a consumer reporting agency, we may disclose information about you only to companies that you have authorized to access your information, or are otherwise permitted to access this information.

Request Your Credit Report

If you have recently applied for credit, housing, employment or had any other adverse action taken against you based on information provided by Alliant, you are entitled to receive a copy of that same information free of charge. Consumers can request a free copy of their report annually. In addition, we will reinvestigate any information that we maintain which you believe is inaccurate and will correct any such information that is determined to be inaccurate or incomplete. For a copy of your report, please complete a consumer request form and mail the completed form to our office:

Alliant Cooperative Data Solutions
Attention: Consumer Disputes Department
301 Fields Lane
Brewster, NY 10509

Or call us at: 866-310-7278.

Please Note: We cannot inform you of the specific reasons why you may have been denied. We can only supply you with the same information given to the lender at the time of your application.

Opt-Out of Unsolicited Credit and Insurance Offers

The Fair Credit Reporting Act (the “FCRA”) allows Alliant to include your name and address on prescreen lists used by creditors or insurers for sending you unsolicited offers of credit or insurance.  If you would like your name and address to be removed from such prescreen lists for 5 years—”beginning 5 business days after the date Alliant receives your request”—please fill out the form. 

To permanently opt-out from such prescreen lists, please download and print the attached form, complete and sign it, and return it to us at the address below:

Alliant Cooperative Data Solutions
Opt-Out Request
301 Fields Lane
Brewster, NY 10509

Download Form

If you are unable to print the form, you may mail us your written request and include the following information:

  • Your first, middle and last name (include Jr., Sr., III, etc.)

  • Your current address

  • Your previous address (if you have moved in the last 6 months)

  • Photocopy of your government issued ID or copy of bill mailed to your address

  • Your date of birth

  • A statement whereby you request the permanent removal of your name from the prescreen lists that Alliant provides to businesses that send firm offers of credit or insurance

  • Your signature

Please note the following:

Removing your name from prescreen lists does not affect your ability to apply for or obtain credit or insurance

While your name will be permanently removed from the prescreen lists that Alliant provides to businesses for the purpose of making a firm offer of credit or insurance, you may continue to receive offers from sources that do not use Alliant to compile their prescreen lists.

Or call us at: 866-310-7278.


If you have previously opted out and you desire to have your name and address included in prescreen lists provided by Alliant, please call us at 866-310-7278 and we will assist you with your request.

Information on Fraud Alerts

If you suspect that you have been or are about to become a victim of fraud or a related crime, including identity theft, you may contact the national consumer credit reporting companies to request a fraud alert or other alerts permitted under the Fair Credit Reporting Act be placed in the files such companies maintain on you. The addresses, phone numbers and websites are as follows:

P.O. Box 740256
Atlanta, GA 30374
(800) 525-6285

P.O. Box 9556
Allen, TX 75013
(888) 397-3742

P.O. Box 6790
Fullerton, CA 92834-6790
(800) 680-7289

If you are a victim of identity theft, you should contact the Federal Trade Commission’s Identity Theft Hotline to obtain more detailed information about how to protect yourself and recover from identity theft and to file an identity theft complaint.

By sharing your identity theft complaint with the FTC, you will provide important information that can help law enforcement officials across the nation track down identity thieves and stop them. The FTC can refer victims’ complaints to other government agencies and companies for further action, as well as investigate companies for violations of laws the agency enforces.

You can file a complaint online at by phone through the FTC’s Identity Theft Hotline, toll-free: 1-877-IDTHEFT (438-4338); TTY: 1-866-653- 4261; or write: Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580.

Request an Investigation

After carefully reviewing your report, you may find recorded information that you wish to dispute. To request a complimentary investigation by Alliant, call 866-310-7278